2026 Appraisal & Evaluation Compliance Seminar
Presented by Cheryl Bella
NCBA Learning Center
3601 Haworth DrRaleigh, NC 27609
Essential Training for Managing Appraisal Risk and Regulatory Compliance
Join us for the 2026 Appraisal and Evaluation Compliance Seminar—an essential program for professionals involved in any aspect of the appraisal or evaluation function within a financial institution. Whether you're responsible for ordering, managing, reviewing appraisals, conducting evaluations, or overseeing real estate lending risk, this seminar provides the regulatory and practical foundation you need.
Stay up to date with the latest regulatory developments, including current federal guidance, state-specific laws on appraisers and evaluations, and AMC (Appraisal Management Company) requirements. Key topics include:
- Reconsideration of Value (ROV) status
- Addressing bias in the appraisal process
- Impacts of secondary market changes
- The new residential appraisal form
- Hot-button issues identified by examiners
Don’t miss this opportunity to deepen your understanding of critical compliance topics and stay ahead of regulatory expectations.
Stay informed. Stay compliant. This is a must-attend event for 2026!!
Registration Options
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Registration Options
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Price |
|---|---|
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Member Registration Fee
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$325.00 |
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Non-Member Registration Fee
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$365.00 |
Agenda
| October 22 | |
| 9:00 AM - 12:00 PM |
Program
Federal Laws and Agency Guidance • EGRPRA • PAVE Task Force – Appraisal BIAS • Reconsideration of Value (ROV) State Regulations • Appraiser Certification Law • Are evaluations allowed? • Who can perform evaluations? Appraisal Exemptions • Evaluations vs. Appraisals • Abundance of Caution • Appraisal Validations (data resources) |
| 12:00 PM - 1:00 PM | Lunch |
| 1:00 PM - 4:00 PM |
Program
GSE rules and recent form changes • Waivers • Inspections • ANSI Measurement Requirements The Appraisal Foundation Document Changes • USPAP 2024 • Real Property Appraiser Qualification Criteria Policy and Procedure Development • Engagement letters • Review forms • Risk Breakpoints • Solutions! Hot Topics for Regulators |
Cheryl Bella is a General State Certified Appraiser in both Louisiana and Texas, holding the prestigious MAI and AI-GRS (General Review Specialist) designations from The Appraisal Institute. With decades of experience in appraisal, compliance, and risk management, Cheryl is a recognized expert in real estate valuation and financial institution compliance.
Cheryl has been deeply involved in leadership within The Appraisal Institute, serving in various state and regional capacities, including as Louisiana Chapter President in 2013. In 2015, she was appointed by the Governor of Louisiana to the Louisiana Real Estate Appraisers Board, further solidifying her role as a trusted authority in the field. She is also an AQB Certified USPAP Instructor and an instructor for the Risk Managers Association (RMA) now known as ProSight.
Her financial institution compliance experience began with the establishment of the Appraisal Department for City National Bank (First Commerce Corporation), where she served as Vice President before continuing in the same role at Bank One Corporation. She later led the development of Hancock Bank’s Appraisal Department in Louisiana. Throughout her career, Cheryl has been instrumental in due diligence analysis for bank acquisitions, corporate-wide appraisal policy formulation, and lender training development.
In 2014, Cheryl played a key role in developing an innovative appraisal management and compliance program, FICRAS (Financial Institution Complete Risk Aversion Solution), which enables banks to manage their appraisal processes in-house while maintaining full control of decision-making and data. She currently serves as Chief Compliance Officer for this nationwide risk management program.
Beyond her institutional work, Cheryl is an accomplished educator and speaker, having written and presented annual banking compliance seminars for state banking associations, conducted regulatory compliance training for financial institutions, and delivered seminars and webinars on appraisal and real estate topics. She has also been a featured speaker at Appraisal Institute and American Society of Appraisers national conferences.
As a private contractor and consultant, Cheryl remains committed to educating lenders, real estate professionals, and appraisers on appraisal-related regulations, theory, and best practices. Her passion for compliance, education, and industry advancement makes her a valuable resource for professionals navigating the evolving landscape of real estate valuation and financial risk management.
For More Information:
Whether you are directly involved in the appraisal and evaluation process or oversee real estate lending risk, this seminar provides the essential knowledge needed to navigate today's regulatory expectations with confidence.
Participants will gain a practical understanding of appraisal and evaluation requirements, examiner expectations, and industry guidance that impact financial institutions.
This program is designed for appraisal department staff, evaluators, compliance officers, risk managers, underwriters, and anyone responsible for ordering, managing, reviewing, or performing appraisals and evaluations. Commercial and consumer lenders will also benefit by learning when appraisals or evaluations are required, how to determine the appropriate valuation product, the level of review expected, and what examiners look for during regulatory examinations.
Whether you are new to the appraisal function or looking to strengthen your understanding of current expectations, this seminar will provide practical guidance to help support compliant, well-documented real estate lending decisions.